We read your business the way a lender does — then find the right capital, at the right price, so you don't overpay on interest.
We work with growing direct-to-consumer and retail brands — real revenue, real funding needs, and rarely read properly by a lender.
Brands trading across the United Kingdom, Europe and the United States.
DTC brands selling through their own store and the marketplaces.
Retail and wholesale brands with stockists, stores, or a mix of channels.
Answer a handful of quick questions in simple bands — no exact figures, no documents, no bank access. You'll get an instant, indicative read on how ready to borrow your business looks today.
Red, amber or green — and what it means for your business right now.
The kind of facility you could realistically explore at your size.
What's working in your favour — and what's holding you back.
Without a Read, a typical brand borrows at 200–400 bps above what it'd qualify for — cash straight out of your account. See what you could keep. Pick a scenario, or drag your own.
No guesswork, no wasted weeks — a clear read on what you can raise and how to get it cheaper.
Get a clear read on how much you could realistically raise — so you stop guessing and stop chasing the wrong amount.
Term loan, revenue-based, invoice finance, inventory — understand which funding type actually fits how your business works.
See which KPIs to move so you stand to qualify for better terms — the route to cheaper financing, and more of it to fuel growth.
See what a lender sees before you ever apply, so you walk in prepared and save weeks of back-and-forth.
We help eCommerce and retail brands prepare for funding, assess financing options, introduce suitable lenders, and negotiate terms on their behalf.
90 seconds, no data, no documents. An instant, indicative read on how ready to borrow your business looks today.
A deeper read built from your real numbers — surfacing the key risks and concerns.
A lender-grade pack laying out the key risks and concerns — and exactly how to fix them.
We sit inside finance & ops for twelve weeks until the margin moves.
We line up the right capital and negotiate it — or tell you not to.
Start with your free Borrowing Readiness Check — 90 seconds, no documents, no obligation.
This is an indicative readiness guide, not a credit check. It does not access your credit file, leave a footprint, or appear on any formal credit report, and it is not a lending decision or an offer of finance.
Not ready for the Borrowing Readiness Check? Send us a note and we'll come back to you.